Tractors aren’t cheap — but they’re not all six-figure beasts either.
Whether you’re running a 5-acre block or 5,000 acres of broadacre, the cost of a tractor depends on the work it needs to do. In this article, we break down how much does a tractor cost in Australia — from compact hobby farm models to high-horsepower machines — plus tips for buying used, getting finance, and choosing the right one for your land.
How much does a tractor cost in Australia?
Buying a tractor isn’t like picking a colour for your ute. This is a machine that will shape your productivity for the next 10 to 15 years. It affects your hours, your output, and your stress levels.
So, how much does a tractor cost in Australia? Here’s a breakdown by category.
Compact Tractors ($25,000 to $45,000)
Great for: hobby farms, turf care, nurseries, and small acreage jobs
Compact tractors are ideal for mowing, light slashing, and towing a small trailer. They’re a top choice for lifestyle block owners and landscapers needing reliable grunt in tight spaces. Loader attachments are often included — turning them into everyday workhorses.
Popular models:
- Bobcat CT1025 (from ~$30K with loader)
- Bobcat CT2040 (under $40K with loader)
Common attachments:
- Slasher: $2,500–$4,000
- Post hole digger: $3,000–$5,500
- Grader blade: $1,000–$1,800
Utility Tractors ($50,000 to $90,000)
Great for: feeding out, spraying, fencing, slashing, and general farm work
These tractors hit the sweet spot of power and practicality. They’re popular with sheep and beef producers, horse properties, and irrigated farms. Expect good loader performance, strong PTOs for implements, and solid comfort.
Popular models:
- Bobcat UT6570 or UT6580 (from ~$60K)
- McCormick B-MAX or X5M series (from ~$75K+)
Common attachments:
- Round bale spike: $800–$1,200
- 4-in-1 bucket: $4,500–$7,000
- Rear-mounted sprayer: $2,000–$5,000
High Horsepower Tractors ($100,000 to $250,000+)
Great for: cropping, silage, hay, broadacre, and contractors
This is where the big rigs come in — machines built for serious work, long hours, and heavy implements. You’ll find advanced hydraulics, high-capacity PTOs, and fully spec’d cabs to reduce operator fatigue.
Popular models:
- McCormick X7 (from ~$130K+)
- McCormick X8 (from ~$200K+)
Common implements:
- Large slasher or mulcher: $10,000–$20,000
- Seeding bar or air drill: $40,000–$100,000+
- Silage wagon or baler: $30,000–$80,000
New vs Used Tractors
Used tractors can save you money upfront, but it’s critical to check:
- Engine hours
- Service history
- Loader pins, hydraulics, tyres
- Parts availability
Buying used through a dealership like Delecca’s gives you:
- Known service history
- Optional warranty
- Parts and service backup
- Trade-in options
New tractors cost more but offer:
- Full factory warranty
- Access to finance
- Tech support and latest features
If you’re relying on one tractor to do it all, the peace of mind can be worth the premium.
Finance options
McCormick X Series tractors are available now with 0.99% finance — for a limited time. That includes the X5, X7, and X8 models.
We also offer tailored finance through our long-term ag finance partner:
- Seasonal repayments to match income
- Monthly terms to smooth cashflow
- Lease or chattel mortgage options
Dealer finance means:
- Faster approvals
- No hidden fees
- Integrated into your equipment quote
Quick comparison table
Tractor costs by Type and Horsepower
| Tractor Type | Power (HP) | Common Uses | Price Range |
|---|---|---|---|
| Compact | 20–40 HP | Mowing, light towing | $25K–$45K |
| Utility | 50–90 HP | Feeding, spraying, fencing | $50K–$90K |
| High Horsepower | 100–250+ HP | Cropping, hay, silage, broadacre | $100K–$250K+ |
Still not sure which tractor fits your farm?
Download our free Tractor Buying Guide — packed with real-world tips, property size advice, attachments, price comparisons, finance breakdowns, and used buying checklists.
No fluff. No hard sell. Just practical help from people who live and breathe this stuff.
Final thoughts
The question “how much does a tractor cost?” doesn’t have one answer — because it depends on your needs, land, and workload.
Don’t just chase the cheapest sticker. Choose a tractor that’ll get the job done today — and still be backing you up a decade from now.
Need help? Call Delecca’s on 1300 77 88 26 or visit us in Bendigo. We’ll help you find the right tractor for your farm, your budget, and your future.
